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Showing posts from November, 2017

Why every Individual needs Financial Planning

Beat InflationFinancial planning ensures to beat the inflation while keeping your goals unaffected.Inflation is the rate at which the general level of prices for goods and services is rising and, thus, the purchasing power of currency is falling. Short Term GoalsShort Term financial decisions are defined as those that involve cash inflows within the succeeding 12 months.Finance should be planned to meet your short term expense also like higher education of self or spouse, household expenses and more. Long Term GoalsLong Term financial decisions are defined as those that involve cash inflows in the time period not less than 12 months.Finance should be planned to meet your long term expense also like Family car, own house, world tour, retirement and more.The savings created from good planning can prove beneficial in difficult times. In case of EmergencyPrevention is better than cure and when it comes to money, getting ready early is better than regretting when its too late. Financial p…

6 reasons Why You Need a Retirement Plan

Life ExpectancyDue to the medical advancements longevity of life has increased significantly around the world.Many times in the later part of life, healthcare problems significantly increases the medical expenditure because the advancements in medical science help fight various ailments, this also implies that the healthcare needs and expenses are likely to haunt you. Insufficient Employer Funded Pension/Pension FundsRetirement planning in India is essential as pension earned by a person from an employer or a government organization is insufficient for a good retired life.Individuals also opt for pension plans along with their retirement scheme to raise their pension. Financial IndependenceNowadays individuals after retirement, plan to be financially independent. Do not rely on single income (i.e., Pension). Make portfolio of investment for multiple income source that will help you post retirement. Retirement GoalsAfter working all your life, individuals have goals mark out to fulfil…

5 reasons Why Your Business Needs a Website?

#1 Customers is getting digitalIn Today’s World, more and more consumers use the internet to search for the products or services they need.Your small business will gain trustworthiness by having a website.If your business don’t have a business website, potential customers will go to your competitors. #2 Business is all about moneyAs a business owner you probably think you can't afford a professional website, but you can't afford NOT to have a professional website. The cost of a website varies, once it's up and running, a website for a business generally costs under Rs.6500 a month and, in some cases, as little as Rs.1500. For more Visit http://nikhilgupta.netCompared with the cost of a newspaper ad, television ad, Website gives you best return out of any other traditional medium of advertisements or marketing. #3 Accessible around the clockYour website and social media accounts are accessible 24/7/365. Since your website is operational around the clock, your customers and…